FE CREDIT has been honored by the international card organization JCB with three prestigious awards for its FE CREDIT JCB credit card. This recognition not only affirmed JCB’s trust and high regard for FE CREDIT’s capabilities in product development and operation, but also clearly reflected millions of customers’ strong support and loyalty for the company.
Recently, at the annual JCB Vietnam Conference 2025, FE CREDIT impressively scored a hat-trick with 3 major awards from the international credit card organization – JCB. These awards were Leading Licensee in Card Acquisition 2024, Leading Licensee in Card Activation Balance Increase 2024 and Leading Licensee in Outstanding Spending Volume Growth 2024.
FE CREDIT is the only consumer finance company that JCB honored at the JCB Vietnam Conference 2025. Photo: FE CREDIT
With a strategy focused on developing flexible credit card products tailored to the needs of various customer segments, FE CREDIT accelerated the application of modern technologies while strengthening cooperation with JCB and other strategic partners to expand its service range in 2024. At the same time, the company continuously launched promotional programs aligned with increasingly diverse and modern consumer trends. As a result, the total number of credit cards issued in 2024 increased by 81% compared to 2023, and credit card transaction volume also recorded a growth of 82% year-over-year.
In the early stages, when the international credit card market in Vietnam faced numerous barriers, such as low consumer awareness, strict card issuance requirements, limited payment acceptance systems, etc., FE CREDIT became the first consumer finance company to issue international credit cards in 2015. This move helped expand access to credit for underbanked customers who had never experienced traditional credit card services. Thus, FE CREDIT not only contributed to the overall development of the credit card market but also affirmed its leading role in Vietnam’s consumer finance sector.
FE CREDIT representative received three awards from JCB. Photo: FE CREDIT
Digital financial products of FE CREDIT are tailor-made to serve the low-to-middle-income customer segment, who often do not meet the requirements to access traditional banking services. Among them, the FE CREDIT JCB PLUS credit card has gained wide popularity thanks to a range of outstanding features, including: credit limits of up to VND 60 million, minimum payment from just 2%, flexible instalment conversion, preferential interest rates, lifetime free annual fee, free ATM cash withdrawals, and an attractive reward points program. Customers can easily spend, pay, shop online or in-store, and make instalment payments anytime, anywhere conveniently and transparently. This product not only helps optimize personal finances but also accompanies consumers on their journey of integration into the digital economy.
In addition, FE CREDIT continuously innovates and enhances its digital ecosystem by developing new lines of credit cards and improving user experiences on digital platforms such as the FE ONLINE 2.0 app. This strategic move aims to strengthen its competitive position while also demonstrating FE CREDIT’s strong commitment in supporting the Government and State Bank of Vietnam’s cashless payment initiatives. The ultimate goals are to increase transaction transparency, promote financial inclusion, and foster digital economic development.
The hat-trick of three prestigious awards from JCB is a well-deserved recognition of FE CREDIT’s nearly decade-long pioneering efforts in enhancing features and optimizing credit card experiences for users. These awards not only reflect JCB’s trust and high regard for FE CREDIT’s capabilities in product development and operation, but also stand as strong evidence of the enduring support and loyalty from millions of customers. In 2025, FE CREDIT continues working alongside JCB as one of its key partners. With remarkable achievements and clear development strategies, FE CREDIT is steadily progressing toward its goal of becoming the leading provider of digital consumer financial services which delivers flexible and modern financial solutions to millions of Vietnamese people in the journey of improving life quality.