DEUTSCHE BANK PROVIDES A US$100 MILLION LOAN TO FE CREDIT

FE CREDIT today announced that it will receive a US$ 100 Million Loan Facility from Deutsche Bank. This loan will provide FE CREDIT with additional capital to  continue to grow its business and remain the market leader in Vietnam’s consumer finance industry as well as the trusted financial partner for millions of Vietnamese people.

Deutsche Bank AG Singapore (“Deutsche Bank”) will act as Facility Agent for this US$ 100 Million Loan. FE CREDIT holds nearly 50% of market share in the consumer finance industry in Vietnam.

Mr. Kalidas Ghose, Vice Chairman and CEO of FE CREDIT, said: “We are very pleased to receive such strong support from our international banking partners with the help of this facility. Our partnership with Deutsche Bank re-affirms our brand value and the operational excellence of our business in meeting the highest level of international standards. Also, it demonstrates the trust that our partners have in our business performance, the sustainable growth  of FE CREDIT and the vision of its shareholders as well as management going forward.”

Founded in Germany, the worldwide Deutsche Bank provides commercial and investment banking, retail banking, transaction banking, and asset and wealth management products and services to corporations, governments, institutional investors, small and medium-sized businesses, and private individuals. With a history in the international market since 1870, Deutsche Bank is Germany’s leading bank with a strong position in Europe and a significant presence in the Americas and Asia Pacific.

Mr. Sreenivasan Iyer, Managing Director and Head of Corporate Finance Southeast Asia at Deutsche Bank, said: “We are delighted to be working with FE CREDIT. This is Deutsche Bank’s largest loan to the consumer finance industry in Vietnam to date. This year, Deutsche Bank celebrated its 25^th anniversary in Vietnam. This cooperation demonstrates the bank’s unwavering commitment to our clients in this country. As Vietnam’s economy continues to thrive, we see many opportunities to partner with our clients to support their growth. We are proud to play a role in Vietnam’s growth story.”

About FE CREDIT

Pioneering in Consumer Finance, FE CREDIT has established a solid foundation to become the market leader of the unsecured consumer loans market. FE CREDIT currently provides consumer lending services such as personal loans, two-wheeler loans, consumer durable loans and credit cards. FE CREDIT has served almost 7 million customers, co-operating with 5,500 partners across 9,000 Points of Sale (POS) nationwide.

Seize the sound win-win growth opportunities with FE CREDIT. Visit our website at: www.fecredit.com.vn or call (028) 39 115 212 or email: treasury@fecredit.com.vn for further enquiries.

About Deutsche Bank AG

Deutsche Bank provides commercial and investment banking, retail banking, transaction banking, and asset and wealth management products and services to corporations, governments, institutional investors, small and medium-sized businesses, and private individuals. Deutsche Bank is Germany’s leading bank, with a strong position in Europe and a significant presence in the Americas and Asia Pacific.

For more information, please refer to: www.db.com

For more information, please contact:

FE CREDIT’s  Marketing Center – VPBank Finance Company Limited (VPB FC)

Address: Level 2, REE Tower Building, No. 9 Doan Van Bo, Ward 12, District 4, Ho Chi Minh City

Phone: (028) 3911 5212

Email: pr@fecredit.com.vn

Website: www.fecredit.com.vn