A MPlus + is an add-on credit card issued on your primary credit card. It does not have any plastic existence. All relevant details viz. the card number, the expiry date and the CVV number are accessible through the secured link sent to your registered mobile number and subsequently through the password protected PDF. The MPlus + credit card enables you to do ecommerce transactions and request cash advance using your credit limit without having to wait for your physical card to arrive.