Personal Accident Insurance

Trustworthy shield for all challenges

Pays a sum amount of money in the untimely event of death and disability due to accident

Saving fee
Pay as little as VND 150,000 and receive up to VND 100 MM in protection.
Simple document
No need to answer questions or provide documentation during sign-up - let us handle the hassle.
Maximum protection
Painless claims process with lump sum repayment (many players pay according to medical bills and actual expenses).
Fast comprehensive
Temporary disability coverage to cover the more likely day-to-day injuries.

Coverage

The Family Health policy will include the following specific coverage
Injury Treatment
Hospitalization Allowance
Death payout

Insurance benefits

Benefit Basic Advanced Superior
1. Death by accident 50,000,000 100,000,000 100,000,000
2. Permanent / Temporary disability
(Compensation for a percentage of the sum insured according to the infirmity rate table)		 % of 50.000.000 % of 100.000.000 % of 100.000.000
3. Benefit for the inpatient treatment due to the accident as directed by the doctor
(daily hospitalization allowance, up to 20 days)		 DO NOT APPLY 300,000 VND / day

Premium fee

Package Basic Advanced Superior
Sum insured 50,000,000 100,000,000 100,000,000
Premium fee 150,000 300,000 600,000

NOTE:
– Family fee reduction (including: parent / husband / wife / child):
– Family from 2 to 4 people: 5% discount / total premium
– Family of 5 or more: 10% discount / total premium

Age of participation : 01 – 70 years old
Exclusion

1. People who participate in professional sports activities or other dangerous sports activities

2. People who control or execute duties on aircraft

3. People with a history of psychiatric, neurological, leprosy, or cancer

4. People with permanent disability of 50% or more

5. People who are in the course of treatment for illnesses and injuries

Effective time

Insurance takes effect immediately after the Insured pays the full premium.

NOTE: The insured pays the cost of examination and treatment first, and then makes a claim for payment of insurance later.

Example

SITUATION:

Mr. C suffered a motorbike accident, thus had a broken leg and went to the Hospital for Orthopedics and Trauma for 10 days treatment. The total amount for treatment is 10 million. So how does PVI support this case?

(Mr. C is participating in the Superior package)

ANSWERS:

1. Based on the injury rate table: 30% of sum insured compensation for femoral fracture => Total compensation is 30 million.

2. Allowance during inpatient treatment: 200k / day. ->Total is 200 x 10 = 2 million

=> Total amount PVI paid: 30 million + 2 million = 32 million (as soon as having the medical certificate from the doctor who diagnoses the treatment of injury caused by an accident)